Clear answers on annuities, IULs, and employee benefits.

Practical guides for business owners, HR leaders, and anyone planning retirement income, from an independent agency serving clients since 2003.

Articles are for general educational purposes and are not tax, legal, or investment advice. GAB International, LLC is an independent insurance agency. Insurance products are offered by Felipe A. Barganier, a licensed insurance agent in CA, DC, FL, GA, KS, MD, MI, NC, NV, and TX. Annuity and life insurance guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Products and features vary by state and carrier.